Zakat, or almsgiving, is one of the five pillars of Islam, along with prayer, fasting, pilgrimage (Hajj) and belief in Allah (SWT) and His Messenger, Prophet Muhammad (SAW). For every sane, adult Muslim who owns wealth over a certain amount – known as the nisab – he or she must pay 2.5% of that wealth as Zakat.
“…and those in whose wealth there is a recognised right, for the needy and deprived” (Qur’an 70:24-5)
Our 100 % Zakat Policy
The Indus Hospital, has a dedicated Welfare Department, manned by multiple scholars (Ulema) qualified from Darul Uloom Karachi, working directly under the supervision of an independent Shariah Board, comprising of Mufti Najeeb Khan, Mufti Ebrahim Essa and Mufti Umair and who directly report to renowned scholar Mufti Taqi Usmani.
Upon arrival of each patient (except for patients in critical condition), they are assessed by our Welfare Officers (Ulema) who determine whether the patient is eligible (Mustahiq) for Zakat or not. Based on their assessment, they mark the patient as such in the Hospital’s Management Information System (HMIS). There onwards, the patient is provided medical treatment without the doctors and medical staff knowing whether the patient is Zakat-eligible or not.
At the end of the month, the hospital’s Finance Department compiles the costs incurred on patients separating both Zakat and non-Zakat eligible patients. This total cost as spent to Zakat-eligible patients is checked by Indus’ Internal Audit Department and then presented to Board’s Zakat Committee so that funds can be sanctioned from Zakat Bank Accounts, where Zakat is kept separately from non-Zakat funds.
So, essentially, the organisation spends on Zakat eligible patients and based on the costs incurred on provision of services to such patients, the organisation claims this amount from Zakat funds after the month has ended. This process is repeated every month.
Non-zakat eligible patients are treated from donation funds (and not Zakat funds). Process of claiming and sanctioning of donation funds is similar as in case of Zakat funds, with the exception that Zakat Committee isn’t involved in such sanctioning, rather, such sanctioning happens at Director Finance and CEO level.